Long-Term Capital Partners

Financing Backed by Life Insurance Companies

Tap into a powerful source of stable, long-duration capital. HB Capital connects real estate investors and developers with life insurance companies offering low-leverage, fixed-rate financing solutions tailored to core and core-plus assets.

Our Approach

Conservative Capital. Consistent Results.

Our deep relationships with life insurance companies provide clients access to conservative, well-priced capital with a focus on quality sponsors and stabilized assets. We structure deals that align with your long-term investment goals while meeting the rigorous underwriting standards of life companies.

Why Choose Us

Long-Term Stability

Life companies offer fixed-rate, low-leverage loans ideal for stable, income-producing assets.

Trusted Relationships

HB Capital maintains active connections with top-tier life insurance lenders nationwide.

Efficient Process

Our underwriting and presentation process is designed to meet life co. standards with speed and accuracy.

Ideal for Core Assets

Best-fit solution for stabilized, Class A multifamily, office, and industrial properties.

Funding That Stays the Course

Life Company Loans for Core Real Estate.

We help secure competitive life insurance company loans that offer predictable debt service and conservative leverage—perfect for low-risk, long-hold assets. With our expertise, your financing is structured to maximize asset performance while minimizing volatility.

Your Gateway to Elite Capital Sources

HB Capital provides direct access to a diverse range of capital sources, helping clients secure the right financing for every stage of their project. Our long-standing relationships with lenders, debt funds, private equity firms, and institutional investors allow us to structure tailored solutions that maximize returns and support long-term growth.

Joint venture partnerships

Private equity funds

Life insurance companies

CMBS & debt funds

Bridge & construction loans

National & regional lenders

Mezzanine & preferred equity

Whether you’re building ground-up or scaling a national portfolio, HB Capital is your go-to capital partner.

Built for Closers. Backed by HB.

We’re building the most powerful capital advisory platform in the country—and we’re looking for elite commercial loan originators to join us. At HB Capital, you’ll close more deals, keep more commission, and scale with a real brand behind you.

HB | Capital